Health Insurance

Health Insurance Card

Navigating the complex world of public and private health insurance and health programs can be difficult. The Minnesota AIDS Project offers free benefits counseling services to everyone, regardless of HIV status, through two different benefits counseling programs.

The first program is designed to help people living with HIV who are income-eligible for Minnesota’s AIDS Drug Assistance Program (Program HH). To qualify for Minnesota’s AIDS Drug Assistance Program as a household of one, your gross annual income must be less than 400% of the Federal Poverty Guidelines. In 2016, that amount is $47,520.

The second program is designed to help everyone else, with a specific focus on reaching people who identify as LGBTQ, people living with HIV who do not qualify for Minnesota’s AIDS Drug Assistance Program (Program HH), and people living in communities disproportionately affected by HIV.

Benefits Counselors can help with:

  • The insurance application process
  • Assessing health plans for their ability to meet your specific health needs
  • Troubleshooting insurance issues

Our Benefits Counselors are experts in:

  • Medical Assistance (MA)
  • MinnesotaCare (MCRE)
  • Qualified Health Plans (QHPs)
  • MNsure
  • Medicare
  • Insurance through an employer
  • Social Security
  • How going back to work might affect your benefits
  • Financial assistance programs at clinics and hospitals
  • Food assistance and cash programs

The Minnesota AIDS Project offers benefits counseling statewide through in–person or phone appointments.

If you’re living with HIV and are enrolled in or think you might be eligible for Minnesota’s AIDS Drug Assistance Program, you can reach a benefits counselor at (612) 373-2468.

If you’re not living with HIV or are living with HIV but believe you might be over-income for Minnesota’s AIDS Drug Assistance Program, you can reach a benefits counselor at (612) 373-2433.

Visit the following pages to learn more about public programs and how the our benefits counselors can help you.