Guide to Government Insurance and Benefits

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Navigating insurance and benefits can be very stressful. Understanding the basics about government-sponsored insurance and benefits will help you navigate the system and the various federal and state programs that are available to you. Please note that you must apply for these programs, and living with HIV does not automatically qualify you for any of the available programs. If you need assistance, the MAP benefits counselor can work with you to determine eligibility and help you apply for programs. There are different application processes for the various programs. Please be aware, the information below is specific to Minnesota and that guidelines can and do change frequently.

The MAP benefits counselor provides education, assistance and advocacy to individuals or service providers who have HIV–related concerns or questions about health insurance, Medicare, Medical Assistance, social security and private disability.

Benefits counseling can help HIV–positive individuals who are considering leaving a job or have back-to-work questions, are interested in a benefits analysis, or are experiencing problems with benefits. This program is available statewide through in–person or phone appointments. For more information, call the MAP benefits counselor at (612)373–2468 or email her: amy.schrempp@mnaidsproject.org.

Please keep in mind that benefits counseling cannot grant eligibility for any of the benefits programs. The benefits programs are governed by various federal, state and local laws. The MAP benefits counselor is available to help guide you through the application process and to help with related questions or advocacy.

Last Updated: Thursday, March 26, 2009
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